Description
Privacy Policy
Rev. January 2023
CD Valet® is powered by Seattle Bank and its Privacy Policy extends to CD Valet® site visitors and subscribers.
Facts
WHAT DOES SEATTLE BANK AND ITS AFFILIATES DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How?
All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Seattle Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your
personal information
Does Seattle Bank share?Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes–
to offer our products and services to you
YesYes
For joint marketing with other financial companies
NoWe don't share
For our affiliates' everyday business purposes–
information about your transactions and experiences
YesNo
For our affiliates' everyday business purposes–
information about your creditworthiness
NoWe don't share
For our affiliates to market to you
NoWe don't share
For nonaffiliates to market to you
NoWe don't share
To limit our sharing
  • Call 206.568.7800 or 1.888.500.BANK (1.888.500.2265) – our menu will prompt you through your choice(s) or
  • Visit us online: opt-out.
Please note:
  • If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
  • However, you can contact us at any time to limit our sharing.
Questions?
What we do
How does Seattle Bank protect my personal information?
  • To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
  • To protect the information you provide us online, we use computer virus detection software and employ other technical means to protect against unauthorized computer entry into systems containing customer information
How do Seattle Bank and its affiliates collect my personal information?
We collect your personal information, for example, when you
  • open an account or apply for a loan
  • provide account information or give us your income information
  • show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
    What happens when I limit sharing for an account I hold jointly with someone else?
    Your choices will apply to everyone on your account.
    Definitions
    Affiliates
    Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • Our affiliates include nonfinancial companies, such as Seattle Mortgage Company.
    Nonaffiliates
    Companies not related by common ownership or control. They can be financial and nonfinancial companies
    • Seattle Bank does not share with nonaffiliates so they can market to you
    Joint marketing
    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Seattle Bank doesn't jointly market.
    Other important information
    Vermont residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at 206.568.7800.

    California: Under California law, we will not share information we collect about you with companies outside of Seattle Bank, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards/ benefits to which you are entitled. We will limit sharing to the extent required by California law.
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    * Annual Percentage Yields (APY) are from the latest rate surveys which are typically completed every business day. Rates are based on publicly data for comparable CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings.

    Tiered rates may be included in the Standard and Promo pages. Please refer to the financial institution's website for the full listing of any tiered rates. Visitors should independently verify all terms, conditions, and limitations including, but not limited to deposit insurance coverage, credit union eligibility and membership requirements.

    CD Valet is compensated by a limited number of financial institutions that have an Open Now or affiliate link on CD Valet. Visit our Privacy and Disclosure Center to read related disclosures and policies of CD Valet and our partners.


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