Description
CD Valet Home / FAQs
Frequently Asked Questions

CD Valet

01What is CD Valet?
×

CD Valet is an online certificate of deposit (CD) marketplace that lets you shop, compare and open CDs offered by thousands of financial institutions both nationwide and in your local area. Customize your search to access rates available to your local market. Our email subscribers – Insiders and Maximizers – are able to access additional benefits such as CD calculator and portfolio tools, early deal notifications, subscriber-only CD offers, and more.

02Are all CD rates listed on CD Valet federally insured?
+
03Why do some financial institutions have and "Open Now" button?
+
04I'm interested in opening a CD with a financial institution listed on CD Valet. How do I open the account?
+
05Is my CD account with CD Valet or with the financial institution?
+
06Why are some CDs restricted and I am not eligible to open them?
+
07Why are some CD rates blurred?
+
08What are the benefits of subscribing to CD Valet or creating a CD Valet account?
+
09What is the source for the rates shown on CD Valet?
+
10Do financial institutions pay get listed on CD Valet?
+
11Are rates shown on CD Valet guaranteed?
+
12How can I request for a CD rate I found to be added on CD Valet?
+

Financial Institution Services

01How is CD Valet different from other CD listing services and sites ?
+
02How will a partnership with CD Valet benefit my financial institution ?
+
03Does CD Valet only provide listings for cetificates of deposit ?
+
04How quickly can I get started?
+
05Can I run a special offering through CD Valet?
+
06What are the benefits of using CD Valet's Market Intelligence Tool ?
+

Certificates of Deposit

01What is a certificate of deposit ?
+
02What are the different types of CDs ?
+
03What is the advantage of CDs ?
+
04 How do I decide on a CD term ?
+
05What if I need the money before the CD's maturity date ?
+
06What is the difference between the interest rate and the annual percentage yield (APY) ?
+
* Annual Percentage Yields (APY) are from the latest rate surveys which are updated as often as daily. Rates are based on publicly available data for CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings. The APY for variable CD Rates may change after the account is opened.

Tiered rates may be included in the Standard and Promo pages. Please refer to the financial institution' website for the full listing of any tiered rates. Visitors should independently verify all terms, conditions, and limitations including, but not limited to deposit insurance coverage, credit union eligibility and membership requirements. CD Valet is not a federally insured deposit institution; deposit insurance is offered through the bank or credit union.

CD Valet is compensated by a limited number of financial institutions that have either contracted marketing services with CD Valet or have an Open Now or affiliate link on CD Valet. Visit our Privacy and Disclosure Center to read related disclosures and policies of CD Valet and its partners.

  • office
  • Shop, compare and open CDs with the most competitive rates in your local market.

Download on

office
©2025 CD Valet® All rights reserved.
 401 Union St, Flr 2900, Seattle, WA 98101
scrollLogo
;