Calculate Your Returns

Use the Earnings Calculator to determine your estimated earnings at maturity. Actual results may vary. Please consult with your insured depository institution that holds the CD accounts for current amounts.

$ 0,000.00

Anticipated Earnings

$ 0,000.00

Final Balance

0.00%

APY

End of Term

Earnings Calculator

Principal Balance *

APY (%) *

Term *

Months

Notes:

● Values expressed assume accrued and paid funds remain in the account for the duration of the term.
● Earnings accrue and compound daily.
● This is only an estimate and that all final numbers, terms, conditions, etc., should be verified with your bank.

Calculate Your Break-Fee Penalty

Use the Break-Fee Calculator to determine if withdrawing funds from your current CD before maturity and reinvesting them in a different CD can increase your net earnings. Enter the required information from your current CD and the APY for the proposed new CD. The Break-Fee calculator will estimate the difference between maintaining your current CD or "breaking" your current term and opening a new CD. Projected amounts are based on the remaining term length provided. Actual earnings vary.

$ 0,000.00

New CD Projected Amount

$ 0,000.00

Current CD Projected Amount

$ 0,00

Projected Gain/Loss

Break-Fee Calculator

Current CD Balance *

Current Interest Rate (%) *

Interest Type *

Simple

Compound

Early Withdrawal Penalty *

How Long Until Your CD Matures? *

New CD APY *

DISCLAIMER:

● Values expressed assume accrued and paid funds remain in the account for the duration of the term.
● Earnings accrue and compound daily.
● Penalty amount uses a simple interest method.
● Opening balance of the New CD Projected Amount is based on the Current CD Balance, less the Early Withdrawal Penalty.
● This is only an estimate and that all final numbers, terms, conditions, etc., should be verified with your bank.

* Annual Percentage Yields (APY) are from the latest rate surveys which are typically completed every business day. Rates are based on publicly data for comparable CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings.

Tiered rates may be included in the Standard and Promo pages. Please refer to the financial institution's website for the full listing of any tiered rates. Visitors should independently verify all terms, conditions, and limitations including, but not limited to deposit insurance coverage, credit union eligibility and membership requirements.

CD Valet is compensated by a limited number of financial institutions that have an Open Now or affiliate link on CD Valet. Visit our Privacy and Disclosure Center to read related disclosures and policies of CD Valet and our partners.