Description
CD Valet Home / About Central Bank & Trust Company
Central Bank & Trust Company
Central Bank & Trust Company
Member FDIC
5
BauerFinancial Ratings
View comparable CD rates from other financial institutions
Central Bank & Trust Company
Member FDIC
Central Bank & Trust Company
Central Bank & Trust Company5.0BauerFinancial Rating
APY*
updated on 11/13/2024
4.25%
Terms
5 Mo Special5 Mo Special
Minimum Deposit
$1,000
Maximum Deposit
No Limit
Community Savings
Member FDIC
Community Savings
Community Savings5.0BauerFinancial Rating
APY*
updated on 12/18/2024
4.40%
Terms
6 Mo6 Mo
Minimum Deposit
$1,000
Maximum Deposit
$500,000
Live Oak Banking Company
Member FDIC
Live Oak Banking Company
Live Oak Banking Company4.0BauerFinancial Rating
APY*
updated on 12/19/2024
4.40%
Terms
12 Mo12 Mo
Minimum Deposit
$2,500
Maximum Deposit
$250,000
Peak Bank
Peak Bank
A Division of Idaho First Bank
APY*
updated on 01/21/2025
4.16%
Terms
11 Mo11 Mo
Minimum Deposit
$500
Maximum Deposit
No Limit
Central Bank & Trust Company CD Rates APY Updated on 01/17/2025
APY* apy
TERM term
MIN. DEPOSIT minDeposit
MAX. DEPOSIT maxDeposit
4.25%5 Mo Special5 Mo$1,000No Limit
4.22%12 Mo CD Management Acct Special12 Mo$2,500No Limit
4.00%11 Mo Special11 Mo$1,000No Limit
4.00%12 Mo Central Advantage Special12 Mo$2,500No Limit
2.25%60 Mo$500No Limit
2.20%48 Mo$500No Limit
2.15%36 Mo$500No Limit
2.10%24 Mo$500No Limit
2.00%12 Mo$500No Limit
APY Updated on 01/17/2025
sort
5 Mo Special
4.25%
APY*
5 Mo
Terms
$1,000
Minimum Deposit
No Limit
Maximum Deposit
12 Mo CD Management Acct Special
4.22%
APY*
12 Mo
Terms
$2,500
Minimum Deposit
No Limit
Maximum Deposit
11 Mo Special
4.00%
APY*
11 Mo
Terms
$1,000
Minimum Deposit
No Limit
Maximum Deposit
12 Mo Central Advantage Special
4.00%
APY*
12 Mo
Terms
$2,500
Minimum Deposit
No Limit
Maximum Deposit
2.25%
APY*
60 Mo
Terms
$500
Minimum Deposit
No Limit
Maximum Deposit
2.20%
APY*
48 Mo
Terms
$500
Minimum Deposit
No Limit
Maximum Deposit
2.15%
APY*
36 Mo
Terms
$500
Minimum Deposit
No Limit
Maximum Deposit
2.10%
APY*
24 Mo
Terms
$500
Minimum Deposit
No Limit
Maximum Deposit
2.00%
APY*
12 Mo
Terms
$500
Minimum Deposit
No Limit
Maximum Deposit
Frequently asked questions
* Annual Percentage Yields (APY) are from the latest rate surveys which are updated as often as daily. Rates are based on publicly available data for CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings.

Tiered rates may be included in the Standard and Promo pages. Please refer to the financial institution's website for the full listing of any tiered rates. Visitors should independently verify all terms, conditions, and limitations including, but not limited to deposit insurance coverage, credit union eligibility and membership requirements. CD Valet is not a federally insured deposit institution; deposit insurance is offered through the bank or credit union.

CD Valet is compensated by a limited number of financial institutions that have either contracted marketing services with CD Valet or have an Open Now or affiliate link on CD Valet. Visit our Privacy and Disclosure Center to read related disclosures and policies of CD Valet and its partners.


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