Saver Insights

April APY Checkpoint: Maintain Financial Stability with Predictable Returns

Saver Insights, Straight Up Rates /

April’s market turbulence has made one thing clear: stability matters. Today, the Nasdaq and S&P 500 surged after news of a 90-day tariff pause. In such unpredictable times, federally insured CDs with predictable returns are looking more attractive than ever.  Before securing a CD, explore the April APY Checkpoint to see how your potential rate compares …

April APY Checkpoint: Maintain Financial Stability with Predictable Returns Read More »

layoffs

Are Layoffs on The Horizon? Prep with a CD

Financial Wellness, Saver Insights /

The job market is uncertain, and layoff announcements from major companies are becoming more common. Whether you’re feeling layoff anxiety or already have a timeline for your departure, now is the time to strengthen your financial safety net. Looking for a smart strategy? A certificate of deposit (CD). While CDs are typically associated with long-term …

Are Layoffs on The Horizon? Prep with a CD Read More »

Loans

The Benefits of a CD Secured Loan in Today’s Economy and Shifting Rate Environment

Financial Wellness, Saver Insights /

Looking for cash?  CD-secured loans, or Certificate of Deposit secured loans, offer a creative solution for accessing funds.  By using your CD as collateral, you can secure a low-interest loan while still earning interest on your deposit. It’s a win-win: your financial goals stay intact, and you get the cash you need without hefty penalties. …

The Benefits of a CD Secured Loan in Today’s Economy and Shifting Rate Environment Read More »

Social Security delays

Concerned About Social Security Delays? Here’s How CDs Can Help

Financial Wellness, Saver Insights /

As if uncertainty about the economy wasn’t enough, now retirees and near-retirees need to worry about the timeliness of their Social Security benefits.  As the media has extensively reported, people facing retirement will likely experience delays in receiving Social Security benefits due to the government downsizing underway. For example, Gloria is retiring in September 2025 …

Concerned About Social Security Delays? Here’s How CDs Can Help Read More »

March APY Checkpoint: Smart CD Strategies for Maximizing Returns

Saver Insights, Straight Up Rates /

Before locking in that ideal CD rate, check out the March APY Checkpoint to determine if the rate you’re considering ranks among the top 10% of annual percentage yields (APYs) for standard terms. The checkpoint features data from CD Valet’s Market Intelligence Tool — updated monthly – and provides a clear benchmark to ensure you’re …

March APY Checkpoint: Smart CD Strategies for Maximizing Returns Read More »