The job market is uncertain, and layoff announcements from major companies are becoming more common. Whether you’re feeling layoff anxiety or already have a timeline for your departure, now is the time to strengthen your financial safety net. Looking for a smart strategy? A certificate of deposit (CD). While CDs are typically associated with long-term …
Looking for cash? CD-secured loans, or Certificate of Deposit secured loans, offer a creative solution for accessing funds. By using your CD as collateral, you can secure a low-interest loan while still earning interest on your deposit. It’s a win-win: your financial goals stay intact, and you get the cash you need without hefty penalties. …
The Benefits of a CD Secured Loan in Today’s Economy and Shifting Rate Environment Read More »
As if uncertainty about the economy wasn’t enough, now retirees and near-retirees need to worry about the timeliness of their Social Security benefits. As the media has extensively reported, people facing retirement will likely experience delays in receiving Social Security benefits due to the government downsizing underway. For example, Gloria is retiring in September 2025 …
Concerned About Social Security Delays? Here’s How CDs Can Help Read More »
Tax season is here, and for many, that means a refund check is on the way. While some may choose to spend the extra cash, many will seize the opportunity to put more money to work for the future. One smart and secure way to do this is by opening a certificate of deposit (CD). …
When do we not think about taxes? Whether we’re making investments, contemplating a major purchase, estate planning, or closing out the calendar year, taxes are always top of mind. In recent years, Certificates of Deposit (CDs) have regained popularity due to their low risk and relatively high returns. Even as interest rates trend downward, many …
Taxes and Certificates of Deposit: What You Need to Know Read More »
One of CD Valet’s newest partners, Rize Federal Credit Union, is making its mark with a certificate of deposit that’s making a difference. Its 24-month Impact Certificate offers members a unique opportunity to grow their savings while contributing to a meaningful community initiative. With a competitive 3.00% Annual Percentage Yield (APY)* for a minimum deposit …
Rize Federal Credit Union Offers CD Benefitting LA Wildfire Relief Read More »
Landing on the right Certificates of Deposit (CD) that will help you earn more while you save, takes research, shopping around for rates, and making sure you have terms that align with what you want to financially achieve by a certain time. Don’t get us wrong, CDs are an easy low-risk way to reach your …
Three Strategies to Help Optimize Your CDs (Certificates of Deposit) Read More »
Early January is a common time for individuals and households to prepare for the year ahead by tackling financial housekeeping tasks. Performing a quick check-in on your financial life to make sure your money and life goals are in alignment helps set your money mindset and keep your finances in order. Here are nine important …
Financial Housekeeping: 9 Items To Clean Up At The Start Of The Year Read More »
Giving the right gift for the holidays can be a challenge, especially when it comes to kids. You want to give them what they want – a toy, video game, and of course the tried-and-true gift, money — but where’s the fun in just giving them cash? Well, if it’s money they want, a CD …
Gifting a Certificate of Deposit: A Thoughtful and Lasting Holiday Present Read More »
The best gifts are often the unexpected ones — the “it came out of nowhere and I can’t believe it” surprises that can make our day better and, sometimes, even make our bank account better. Each year, thousands of people receive these unexpected gifts when they learn they have unclaimed property. Unclaimed or “abandoned” property …
The Gift of Unclaimed Property: Is There a CD With Your Name On It? Read More »
